Technology and digital businesses
Fintech and digital services
Payments fintechs, receivables advance fintechs, bank correspondent businesses and digital insurance brokerages handle customers' money. These are regulated activities: before selling, you need to understand the authorizations, financial partners and obligations of each model.
The key decision is whether to operate under your own license or through partners that are already authorized, which changes the investment, the time to start operating and the margin. Each case below shows what to validate in regulation, partners and customer acquisition before you invest.
Explore Fintech and digital services businesses
How to open a digital insurance brokerage
Opening a digital insurance brokerage can seem straightforward when you only look at the online side of the business. In practice, it depends on licensing, relationships with insurers, a consistent sales process, and an offer that makes sense for a specific audience.
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How to open a bank correspondent business
Opening a bank correspondent business sounds simple on the surface, but the operation depends less on “having a location” and more on understanding which services you will broker, for whom, with what routine, and under which operational requirements. If you plan that before investing, you avoid building a setup that does not work in practice.
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How to start a payments fintech
Starting a payments fintech may look, at first glance, like a technology decision. In practice, you are choosing a regulated business with banking integrations, high operational demands, and a revenue thesis that needs to make sense before the first customer.
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How to start a receivables advance fintech
Starting a receivables advance fintech takes more than access to capital. You need a clear decision on who the customer is, which receivables you will accept, how risk will be assessed, and how far your regulatory setup can go before you put money on the table.
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